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Accucard
 

you know what's best, 
so you decide...
what interest rate 
what fee...if any 
what card design 
what rewards 
how, when and where 
you want...
6.9% on balance transfers 
rates from 9.9%: APR 10.6% 
earn up to 1.6% CashBack 
free purchase & travel accident insurance 
smart chip security 
and more... 
choose as many times 
as you want...
reduce your interest rate 
change your card design 
get rid of your annual fee 
increase your CashBack 

 

what makes it so smart?
Simple...you make it smart!
Design the card to exactly suit your needs today. Then use it and benefit from some great features. But unlike other cards, you can change your card features to move with your lifestyle. a toolkit for credit cards
CardBuilder lets you design your very own unique credit card, by letting you choose your card features, such as interest rate, CashBack rewards, annual fee and payment methods. what do you want to know?
Whether you simply want to know who we are or what we do, it's all here...

... from co-brand partners to opportunities at Accucard, media information to vision statements, you can find the lot. 


 OFFSHOREMASTERCARD.INFO

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Discover Card Motiva ApplicationAdaptive Marketing
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All American Gold Card
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Argos Insurance and credit
Blue Cash® for Business Credit Card
Blue Cash from American Express
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Blue from American Express®
Blue Sky from American Express®
Business Green Rewards Card
BuyRIGHT -- Prepaid MasterCard&reg
checkmyfile.com
Clear from American Express®
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Discover® MoreSM Card - American Flag
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ESPN Total Access Visa®
Eufora Elite Credit Builder Prepaid MasterCard®
Global Gold
HBOS
Hilton HHonors® Platinum Credit Card
Horizon Gold Credit Card
JetBlue Card from American Express®
Mycreditcardfinder
MyFico
New Millennium Bank Secured Black Diamond
Ovation Law
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UltraVX Visa®
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Accucard credit cards are issued by Lloyds TSB Bank plc. Credit is subject to status and available only to individuals resident in the UK aged 18 or over. Written quotations available on request from Accucard, 199 Piccadilly, London W1J 9HA.
With Accucard, the Interest Rate, any Annual Card Fee, any CashBack Rewards and the APRs that will apply will depend on the choices you make. We will charge a handling fee on cash advances of 1.5% of the advance or £1.50 whichever is the greater. Typical Example: Balance transfers made in the first six months after you open an Account will each be charged at a fixed introductory rate of 6.9% per annum for six months after the transfer has been made (10.5% typical composite APR). After that, balance transfers will be charged at the same variable rate as for purchases. APR 14.6% on cash advances and APR 14.0% on purchases and other amounts charged to the Account. No annual fee. Unless otherwise indicated, all rates are variable. Monthly payments required. Minimum monthly payment will be £5 or 2% of the total amount you owe, whichever is the greater, unless you owe less than £5 when the whole amount is payable. Minimum balance transfer £100. CashBack Rewards subject to terms.
The Accucard range of DIY credit cards where you configure the credit card to suit your changing needs ceased being a product on the 30th June 2006. The range included Create card card services. The Accucard Credit Card can no longer be applied to.

It was a highly innovative product when it first came to market on September 1st 2001, thanks to its driving force and co-inventor, Ed Harycki (Edward Aime Harycki). The European patented invention (EP1215635) refers to a "Personalised financial products and computer implemented management system " and the co-inventors were Gunn David Hugh and Mountain David Garrett. Quite simply you configured and re-configured the credit card setup on your current and changing circumstances. You could move 3 sliders that represented cash back, interest rate and annual fee. As one slider went down another went up. It was designed as an online card with full online management and backup customer services. You could have online or paper statements. The card carried the MasterCard logo.

It was a brilliant piece of marketing. Ed eventually sold out to Lloyds TSB who have now closed the brand.
 

 
 
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